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Listing provided courtesy of WEICHERT REALTORS - Ford Brothers- MLS# 26006296MLS Provider

45 Shirley StreetMt Vernon, KY 40456

Single Family · 3 Beds · 1 Full Bath · 1,296 Sq. ft. | 0.48 Acres
$150,000 Pending

45 Shirley Street Overview

Time on Site:
94 days
Visits:
0

Back on the market due to NO FAULT of its own...buyer could not get financing! Check out 45 Richmond St in Mt. Vernon, KY, an inviting 3-bedroom, 1-bath ranch home offering 1,296 sq ft of comfortable living space in a highly convenient location. Situated in town, this well-cared-for property is just minutes from local schools, the public library, the hospital, I-75, and all the everyday amenities you need. Inside, you'll find a warm and welcoming living area featuring a propane fireplace addition—perfect for staying cozy during the winter months. The home has been thoughtfully maintained, offering peace of mind and move-in-ready appeal. Outside, the property includes two additional buildings that add excellent versatility. One is ideal for lawn equipment and storage, while the second is a 12x24 structure with electric is perfect for hobbies, a workshop, or creative space. Whether you're looking for your first home, downsizing, or investing, this property combines comfort, functionality, and a prime location. Don't miss your chance to make it yours!

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45 Shirley Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,296
  • Price/Sq.ft. $116
  • Lot 0.48 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Mt. Vernon
  • Middle Or Junior School: Rockcastle Co
  • High School: Rockcastle Co

Building Information

  • Year Built: 1963

Location/Region

  • County Or Parish: Rockcastle
  • MLS Area Major: 022 - Rockcastle County
  • MLS Area Minor: 022 - Rockcastle County
  • Subdivision Name: Downtown

General Information

  • Parcel Number: 046W-18-010
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 3

Building Interior

  • Above Grade Finished Area: 1296.0
  • Building Area Total: 1296.0

General Information

  • Appliances: Refrigerator,Cooktop
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas Log,Propane
  • Fireplace: true
  • Fireplaces Total: 1
  • Flooring: Carpet,Hardwood,Other
  • Foundation Details: Block
  • Interior Features: Eat-in Kitchen
  • Laundry Features: Electric Dryer Hookup,Washer Hookup
  • Levels: One
  • Living Area: 1296.0
  • Living Area Source: Public Records
  • Rooms Total: 8
  • Window Features: Storm Window(s)

Exterior

Parking Information

  • Parking Features: Attached Carport

Lot Information

  • Lot Size Acres: 0.48
  • Lot Size Area: 0.48
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 20908.8
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: false
  • Construction Materials: Vinyl Siding
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport Spaces: 1.0
  • Carport: true
  • Horse: false
  • Other Structures: Shed(s),Workshop
  • Pool Private: false
  • Sewer: Public Sewer
  • Utilities: Electricity Connected,Water Connected,Propane

45 Shirley Street Neighborhood

Community

40456 (Mt Vernon) Demographics

46
Median Age
53
Population Density (per sq. mile)
21%
College Educated
$36,875
Estimated Median Income
3,029
Estimated Total Home Owners
945
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

45 Shirley Street Monthly Cost

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$ %
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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

45 Shirley Street Market Data

Based on the last 30 days in this zip code

$234,172
Average List Price
$130
Average Price per Square Foot
6
Properties Sold
84
Average Days on Market
37
Properties for Sale
Calculations provided by Reliance Network

45 Shirley Street History

Date Event Value Agent
6/22/2026Source: Imagine MLS/Bluegrass Status Change
Pending
6/3/2026Source: Imagine MLS/Bluegrass Status Change
Active
5/22/2026Source: Imagine MLS/Bluegrass Status Change
Contingent
5/7/2026Source: Imagine MLS/Bluegrass Status Change
Active
5/1/2026Source: Imagine MLS/Bluegrass Status Change
Contingent
4/11/2026Source: Imagine MLS/Bluegrass Price Reduction
$150,000 -6.2%
3/27/2026Source: Imagine MLS/Bluegrass Added to Database
March 27, 2026