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Listing provided courtesy of CENTURY 21 Advantage Realty- MLS# 25012381MLS Provider

Lot 28 Cumberland ShoresMonticello, KY 42633

Vacant Land · 0.96 Acres
$19,900 Active

Lot 28 Cumberland Shores Overview

Time on Site:
384 days
Visits:
3

Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up neighborhood do you? They don't make any more lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Underground utilities and a low tax rate make this a highly desirable property. This lot offers the perfect blend of tranquility and convenience for your dream home. This lot offers the perfect blend of tranquility and convenience for your dream home. Fun Fact: Monticello is the Houseboat Capital of the World due to numerous manufacturers located there.

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Lot 28 Cumberland Shores Facts & Features

  • Type Vacant Land
  • Lot 0.96 Acres

Details

General

Location/Region

  • County Or Parish: Wayne
  • MLS Area Major: 070 - Wayne County
  • MLS Area Minor: 070 - Wayne County
  • Subdivision Name: Cumberland Shores

General Information

  • Disclosures: Restrictions
  • Parcel Number: 036-10-01-028.00
  • Possible Use: Commercial,Residential
  • Property Sub Type: Unimproved Land
  • Property Type: Land

Interior

Beds/Baths

  • Bathrooms Total: 0

Exterior

Lot Information

  • Lot Features: Level,Rolling Slope,Waterfront,Gentle Sloping
  • Lot Size Acres: 0.96
  • Lot Size Area: 0.96
  • Lot Size Square Feet: 41818.0
  • Lot Size Units: Acres

General Information

  • Utilities: Cable Available,Electricity Available,Natural Gas Not Available,Phone Available,Sewer Available,Water Available,Propane

Lot 28 Cumberland Shores Neighborhood

Community

42633 (Monticello) Demographics

44
Median Age
43
Population Density (per sq. mile)
19%
College Educated
$37,855
Estimated Median Income
5,803
Estimated Total Home Owners
2,119
Estimated Total Renters
73% / 27%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

Lot 28 Cumberland Shores Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Lot 28 Cumberland Shores Market Data

Based on the last 30 days in this zip code

$283,115
Average List Price
$147
Average Price per Square Foot
9
Properties Sold
95
Average Days on Market
94
Properties for Sale
Calculations provided by Reliance Network

Lot 28 Cumberland Shores History

Date Event Value Agent
5/11/2026Source: Imagine MLS/Bluegrass Price Reduction
$19,900 -27.6%
8/12/2025Source: Imagine MLS/Bluegrass Added to Database
August 12, 2025