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Listing provided courtesy of The Agency- MLS# 26009264MLS Provider

404 Holt AvenueMt Sterling, KY 40353

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,070 Sq. ft. | 0.34 Acres
$249,000 Pending

404 Holt Avenue Overview

Time on Site:
62 days
Visits:
2

Welcome to 404 Holt Ave, a charming two-story home right in the heart of downtown Mt. Sterling. With over 2,000 square feet of living space, this 4-bedroom, 2 full and 1 half bath home blends character with everyday functionality. Step inside to find tall ceilings, original woodwork, and spacious living and dining areas filled with natural light. The kitchen offers ample cabinet space and a functional layout, while the main level provides great flow for both daily living and entertaining. Upstairs, you'll find generously sized bedrooms, including a large primary space, along with updated baths and plenty of storage. The unfinished basement adds an additional 942 square feet, giving you room to expand, store, or customize to fit your needs. Outside, enjoy a fully fenced backyard with mature trees offering shade and privacy, plus a covered front porch and an elevated back deck/sunroom space that's perfect for relaxing or hosting. Additional highlights include a 1-car attached garage and a convenient location just minutes from local shops, dining, and everything downtown has to offer.

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404 Holt Avenue Facts & Features

  • Type Single Family
  • Sq. ft. 2,070
  • Price/Sq.ft. $120
  • Lot 0.34 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Northview
  • Middle Or Junior School: McNabb
  • High School: Montgomery Co

Building Information

  • Year Built: 9999

Location/Region

  • County Or Parish: Montgomery
  • MLS Area Major: 018 - Montgomery County
  • MLS Area Minor: 018 - Montgomery County
  • Subdivision Name: Downtown

General Information

  • Parcel Number: 23M-20-11-020.00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Above Grade Finished Area: 2070.0
  • Building Area Total: 2070.0

General Information

  • Appliances: Dishwasher,Microwave,Refrigerator,Oven
  • Fireplace Features: Great Room,Living Room
  • Fireplace: true
  • Fireplaces Total: 2
  • Flooring: Carpet,Hardwood,Vinyl
  • Foundation Details: Stone
  • Interior Features: Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Laundry Features: Main Level
  • Levels: Two
  • Living Area: 2070.0
  • Living Area Source: Public Records
  • Rooms Total: 11
  • Window Features: Window Treatments,Blinds

Exterior

Parking Information

  • Parking Features: Attached Garage,Basement,Driveway,Off Street

Lot Information

  • Lot Size Acres: 0.34
  • Lot Size Area: 0.34
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 14810.0
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Attached Garage: false
  • Construction Materials: Vinyl Siding
  • Roof: Metal
  • Structure Type: House

General Information

  • Carport: false
  • Fencing: Chain Link,Partial,Wood
  • Horse: false
  • Pool Private: false
  • Sewer: Public Sewer

404 Holt Avenue Neighborhood

Community

40353 (Mt Sterling) Demographics

41
Median Age
156
Population Density (per sq. mile)
22%
College Educated
$48,958
Estimated Median Income
5,568
Estimated Total Home Owners
3,022
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

404 Holt Avenue Monthly Cost

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$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

404 Holt Avenue Market Data

Based on the last 30 days in this zip code

$369,543
Average List Price
$169
Average Price per Square Foot
20
Properties Sold
80
Average Days on Market
91
Properties for Sale
Calculations provided by Reliance Network

404 Holt Avenue History

Date Event Value Agent
6/2/2026Source: Imagine MLS/Bluegrass Status Change
Pending
4/28/2026Source: Imagine MLS/Bluegrass Added to Database
April 28, 2026
8/12/2025Source: Imagine MLS/Bluegrass Added to Database
August 12, 2025
8/12/2025Source: Imagine MLS/Bluegrass Added to Database
August 12, 2025