Listing provided courtesy of The Agency- MLS# 26007865MLS Provider

4-12 Court StreetMt Sterling, KY 40353

Commercial · 4,196 Sq. ft. | 0.06 Acres
$540,000 Active

4-12 Court Street Overview

Time on Site:
76 days
Visits:
3

This well-maintained collection of mixed-use properties in the heart of downtown Mt. Sterling offers an excellent opportunity for investors seeking steady income and long-term growth. Together, these buildings feature a mix of commercial and residential spaces, a strong rental history, and plenty of potential for future expansion. 4-8 Court Street: The main level includes two established commercial tenants, offering consistent occupancy and stability. Upstairs, you'll find two 1-bedroom, 1-bath apartments (Units 6A & 6B) that were updated in 2022. Both feature modern finishes, efficient layouts, and comfortable living spaces that rent easily. A spiral staircase connects Unit 6B to the office below (Unit 8) and could easily be reopened, providing flexible space use and additional configuration potential. With its ideal blend of commercial and residential units, this property delivers reliable performance and excellent long-term value in a thriving downtown location. Just steps away, 10-12 Court St, this property adds even more income-producing potential to the portfolio. The main level is leased through December 2026, offering dependable, long-term income. The upstairs space includes a full kitchen and full bath, making it well-suited for residential conversion or office expansion, while the main level features a half bath for tenant and client use. With its prime visibility, stable tenancy, and untapped potential upstairs, this building provides both immediate returns and room to grow.

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4-12 Court Street Facts & Features

  • Type Commercial
  • Sq. ft. 4,196
  • Price/Sq.ft. $129
  • Lot 0.06 Acres

Details

General

Building Information

  • Year Built: 9999

Business Information

  • Business Type: Mixed

Location/Region

  • County Or Parish: Montgomery
  • MLS Area Major: 018 - Montgomery County
  • MLS Area Minor: 018 - Montgomery County
  • Subdivision Name: Downtown

General Information

  • Property Sub Type: Mixed Use
  • Property Type: Commercial Sale
  • Zoning: Other

Interior

Beds/Baths

  • Bathrooms Total: 0

Building Interior

  • Building Area Total: 4196.0
  • Building Area Units: Square Feet

General Information

  • Living Area Units: Square Feet

Exterior

Lot Information

  • Lot Size Square Feet: 2613.6
  • Lot Size Units: Acres
  • Number Of Buildings: 2

4-12 Court Street Neighborhood

Community

40353 (MOUNT STERLING) Demographics

41
Median Age
156
Population Density (per sq. mile)
22%
College Educated
$48,958
Estimated Median Income
5,568
Estimated Total Home Owners
3,022
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

4-12 Court Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

4-12 Court Street Market Data

Based on the last 30 days in this zip code

$369,543
Average List Price
$169
Average Price per Square Foot
20
Properties Sold
80
Average Days on Market
91
Properties for Sale
Calculations provided by Reliance Network

4-12 Court Street History

Date Event Value Agent
4/14/2026Source: Imagine MLS/Bluegrass Added to Database
April 14, 2026