Listing provided courtesy of Paragon Realty Partners- MLS# 26009025MLS Provider

3445 Mill Creek RoadOwingsville, KY 40360

Single Family · 1 Bed · 1,200 Sq. ft. | 16.00 Acres
$395,000 Active

3445 Mill Creek Road Overview

Time on Site:
66 days
Visits:
1

Discover the perfect blend of functionality, freedom, and rural beauty with this exceptional 16-acre property designed for both comfortable living and working land that is ideally located approximately 9 miles from Owingsville and I-64, 15 miles from Mt. Sterling, and just 16 miles from Cave Run Lake near Morehead. The acreage is beautifully cleared, fenced, and a mix of flat and gently rolling terrain—making it ideal for cattle, horses, and other livestock. A peaceful creek meanders through the property, perfect for exploring on hot summer days while adding natural charm and a true country feel. Equestrians and hobby farmers will appreciate the impressive 70' x 36' stable barn featuring 11 stalls, a wash bay, hay lofts, and a tack room, along with additional nearby storage for equipment and supplies. The land is thoughtfully laid out for easy access and efficient use. The approximately 1,200 square foot home is single level with durable metal exterior and interior finishes and is well insulated for efficiency. Inside, a spacious family room offers flexibility and could be divided to create an additional bedroom if desired. A large pantry and mudroom provide excellent everyday functionality. The home is well-suited for off-grid living as it stands, while also offering the opportunity to modernize to suit your preferences. Adding even more versatility is a 40' x 24' workshop making it perfect for woodworking, tool storage, or potential conversion to additional living quarters. The workshop includes a refrigerated unit powered by a diesel reefer unit, making it ideal for specialized uses or food storage needs. Whether you're seeking a working farm, an off-grid lifestyle, or a property with room to grow and customize, this unique property delivers space, infrastructure, and endless potential while remaining conveniently close to town, interstate access, and outdoor recreation.

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3445 Mill Creek Road Facts & Features

  • Type Single Family
  • Sq. ft. 1,200
  • Price/Sq.ft. $329
  • Lot 16.00 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Owingsville
  • Middle Or Junior School: Bath Co
  • High School: Bath Co

Building Information

  • Year Built: 2015

Location/Region

  • County Or Parish: Bath
  • MLS Area Major: 038 - Bath County
  • MLS Area Minor: 038 - Bath County
  • Subdivision Name: Rural

General Information

  • Parcel Number: 046-00 00 008.08/046.00 00 008.05
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 0
  • Bathrooms Half: 0
  • Bathrooms Total: 0
  • Bedrooms Total: 1

Building Interior

  • Above Grade Finished Area: 1200.0
  • Building Area Total: 1200.0

General Information

  • Basement: false
  • Cooling: false
  • Fireplace: false
  • Flooring: Laminate
  • Foundation Details: Slab
  • Levels: One
  • Living Area: 1200.0
  • Living Area Source: Public Records
  • Rooms Total: 5

Exterior

Parking Information

  • Parking Features: Driveway

Lot Information

  • Lot Size Acres: 16.0
  • Lot Size Area: 16.0
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 696960.0
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: false
  • Construction Materials: Metal Siding
  • Roof: Metal
  • Structure Type: House

General Information

  • Carport: false
  • Exterior Features: Garden
  • Fencing: Wood,Wire
  • Horse: true
  • Other Structures: Barn(s),Shed(s),Workshop
  • Pool Private: false
  • Sewer: Septic Tank
  • Utilities: Water Connected

3445 Mill Creek Road Neighborhood

Community

40360 (Owingsville) Demographics

38
Median Age
47
Population Density (per sq. mile)
25%
College Educated
$48,668
Estimated Median Income
1,692
Estimated Total Home Owners
1,001
Estimated Total Renters
63% / 37%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3445 Mill Creek Road Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3445 Mill Creek Road Market Data

Based on the last 30 days in this zip code

$426,142
Average List Price
$188
Average Price per Square Foot
3
Properties Sold
124
Average Days on Market
38
Properties for Sale
Calculations provided by Reliance Network

3445 Mill Creek Road History

Date Event Value Agent
4/24/2026Source: Imagine MLS/Bluegrass Added to Database
April 24, 2026